Why Monitor Bank Health?
Since the 2023 regional banking crisis, monitoring bank stability has become essential for depositors and investors.
The "Texas Ratio" is a powerful predictor of bank failures and liquidity crises.
Bank Risk Assessment
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Texas Ratio
Non-performing assets to tangible equity capital plus loan loss reserves
Non-Performing Assets
Bad loans + foreclosed properties
Capital + Reserves
Bank's safety cushion
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Disclaimer
The information provided on this website is for general informational purposes only. The inclusion of any financial institution in this tool does not indicate that the bank is at risk of failure. The Texas Ratio is just one of many possible metrics for evaluating bank health and should not be considered in isolation.
Bankfailures.fyi does not guarantee the accuracy, completeness, or timeliness of any information presented. All metrics displayed are calculated based on publicly available FDIC data but represent a limited view of a bank's overall financial condition.
Banking conditions can change rapidly. The analysis provided is a point-in-time assessment and may not reflect current conditions. No single financial ratio or metric can definitively predict bank stability or failure.
Visitors should consult with qualified financial professionals before making any financial decisions. By using this site, you acknowledge that you understand and accept these limitations and disclaimers.